American Credit Counseling
Americans are falling deeper into debt more and more all the time. On this page, we will reveal sobering statistics about Americans' use of credit that has created the need for American credit counseling.
Facts and Figures
Here are those sobering statistics we referred to:
- Americans spent $2 trillion on all kinds of things last year
- The average of revolving (unpaid) balances on credit cards in three of five American families is $12,000
- The total consumer debt in the U.S. (on average)--not including mortgages--is over $7,000
- Credit card companies sent out over 5 billion offers for credit cards in 2003 alone
- In 1996, late fees totaled $1.7 billion. By 2003, that figure soared to $7.7 billion
- Senior citizens on a fixed income are among the fastest-rising age group in debt, with the average credit card balance going up 89% between 1992 and 2001
Had enough? We could go on, but you probably got the idea. As you can see, Americans need American credit counseling now more than ever.
What American Credit Counseling Has to Offer
When you enroll in an American credit counseling program, you'll learn how to budget, how to save and how to use credit wisely. That should be what you expect. What you may not expect is options on getting you out of debt. Most American credit counseling companies offer debt management programs like debt consolidation, debt settlement, debt consolidation loans, debt consolidation mortgages and student loan debt consolidation. Of course, they'll recommend that you take advantage of the credit counseling services they provide in tandem with your debt management program (if you need one).
To find an American consumer credit counseling service, search the Internet. You'll find plenty! Choose one to see how much an American credit counseling program can benefit you.
Related Resources:
- American Debt Solutions, a Non-Profit Credit Counseling Agency
- American Consumer Credit Counseling Services Of Virginia :: Debt ...
- American credit counseling - Get help and start saving
- American Consumer Credit Counseling
- Consumer Credit Counseling Service at ACC Help: Debt Management ...
- We deliver American credit counseling solutions people count on
- American credit counseling triumphs
- American Credit Foundation® Consumer Credit Counseling
- American Consumer Credit Counseling - Company Information
- Credit Counseling, Debt Management and Financial Education. Be ...
All material copyright © 2007 Credit Counseling Explained. All rights reserved.
About Us | Contact Us | Site Map | What's New | View as RSS
